Millions of households have no cash to fall back on as the cost of living soars, experts say.
Around nine million people have no savings, and another five million have less than £100 in the bank, according to new research from the Money and Pensions Service (MaPS).
This means around a quarter of adults living have no financial safety net to cope with the rising cost of living or unexpected bills - leaving many with no option but to get into debt.