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Windows Central
Windows Central
Technology
Rebecca Spear

Microsoft and PayPal's Copilot Checkout allows users to make purchases without leaving the AI chatbot — and it's out now

Microsoft PayPal United States Shopify
A phone displaying Copilot in front of a screen that say Microsoft. .

On January 8, 2026, Microsoft and PayPal announced that they had partnered to create Copilot Checkout — an AI shopping experience where you don't have to leave Microsoft's Copilot AI chatbot to make purchases.

This is one of the latest moves toward agentic AI, specifically in the realm of agentic commerce services, which is a future where AI programs autonomously help people with tasks based on their behaviors, such as shopping.

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