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The Times of India
The Times of India
World
TOI World Desk

Melbourne homeowner faces $176,297 insurance battle over hidden water damage after purchase

A dwelling completed in Caulfield South on 18 November 2014 later became the subject of a $176,297.76 County Court award. Mr Fall-Armytage became the registered proprietor in May 2018 and, between June and November 2018, noticed water damage, staining, mould and leaking after heavy rainfall. According to Cogent Legal, his domestic building insurance claim, made in August 2023, was refused. The County Court ordered indemnity for 11 defects, plus temporary accommodation and storage costs. In Victorian Building Authority v Fall-Armytage [2026] VSCA 32, the Court of Appeal allowed the appeal and dismissed the claim, except for the 11th defect, with that defect remitted to the County Court.

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