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Saving Advice
Lifestyle
Amanda Blankenship

Medicare Says You’re Enrolled in a Plan You Never Chose — Here’s What to Do

unauthorized Medicare enrollment
An unexpected Medicare Advantage or prescription drug plan enrollment could disrupt access to doctors, medications, and healthcare coverage. Beneficiaries who discover an unauthorized change should contact 1-800-MEDICARE and ask about their options for correcting the enrollment. Dmytro Zinkevych/Shutterstock

Imagine arriving at your doctor’s office only to discover that your Medicare coverage has changed without your knowledge. Your longtime physician might suddenly be out of network, your prescriptions could cost more, or the insurance card you’ve used for years may no longer work. For some older Americans, this isn’t a hypothetical situation.

Unauthorized Medicare enrollment can happen when someone is switched into a Medicare Advantage or prescription drug plan without their informed permission. Sometimes the problem involves misleading sales practices, while other cases may stem from administrative errors or identity theft.

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