
Maryland drivers may not always think about their auto insurance until something goes wrong, but letting coverage lapse can lead to serious consequences. The state enforces strict penalties to ensure that all vehicles on the road are properly insured at all times. Even a short gap in coverage can trigger fines, registration suspensions, and additional fees that quickly add up. For many drivers, these penalties come as an unpleasant surprise, especially when they were unaware of how strict the rules are. Understanding what’s at stake can help you avoid costly mistakes and stay on the right side of the law.