Martin Lewis has warned anyone planning a holiday abroad must avoid a costly mistake that could lead to "heartbreak". The Money Saving Expert has shared a common error holidaymakers make.
The consumer champion said people booking a trip often leave their travel insurance to sort out nearer to the time of their departure. However they then run the risk of being unable to get a refund if an unexpected problem arises in the meantime - for example falling unwell.
Martin said that his "heart sinks" when he hears of the problem, the Liverpool Echo reports. In Money Saving Expert's weekly newsletter, Martin wrote: "Each spring without fail, someone asks me a heartbreaking question.
"Usually they've been diagnosed with cancer or another serious condition that needs long-term treatment, and they won't be able to go on their summer holiday. Yet the airline won't refund them - within its rights as the ticket is not faulty.
"I say, 'that's what travel insurance is for'. Sometimes though, they tell me they haven't got round to getting it yet.
"My heart sinks as I have to tell them there's no recourse. Half the point of the cover is to protect you if things happen that stop you going, so get it ASAB - As Soon As you Book."
Martin went on to urge holidaymakers to ensure they have a valid EHIC (European Health Insurance Card) or its replacement the GHIC (Global Health Insurance Card) card before they travel. These free cards entitle you to medical treatment in state-run hospitals and GPs in EU countries and Switzerland for the same price as a local.
The Money Saving Expert founder said people who go away at least twice - even just for weekends - should check whether an annual policy is cheaper than booking insurance for single trips.
