Consumer advice expert Martin Lewis has reissued a warning to people nearing pension age to check their state contributions, after a woman discovered that she had fallen short despite paying "'shedloads" of National Insurance over the years.
The woman is now having to pay extra NI to get the full pension entitlement. It happened because she was unaware she had been opted out of the additional contributions scheme known as SERPS.
She only found out about the shortfall when taking earlier advice given by the Money Saving Expert, urging people to check their contributions on a government website.
