Martin Lewis has been issuing some advice on the run up to Christmas with many people keen to save as much money as they can.
And with the ongoing cost of living crisis forcing people to cut back, it's important now more than ever to think about how you can best spend your money.
Just recently Martin Lewis issued a warning to shoppers urging them that if they are buying last minute gifts this festive season, they should follow a simple '1p payment' rule.
