Martin Lewis has been issuing some advice on the run up to Christmas with many people keen to save as much money as they can.
And with the ongoing cost of living crisis forcing people to cut back, it's important now more than ever to think about how you can best spend your money.
Just recently Martin Lewis issued a warning to shoppers urging them that if they are buying last minute gifts this festive season, they should follow a simple '1p payment' rule.
READ MORE: Martin Lewis issues dates for Aldi, Lidl and Sainsbury's shoppers to get cheap Christmas food
The Money Saving Expert (MSE) founder shared the advice that could, according to MEN, save you hundreds, if not thousands.
Writing on the MSE website, Martin shared his top 10 consumer right know-hows as well as how you can protect yourself while Christmas shopping with just 1p.
He explained: "For powerful protective voodoo on bigger items, pay at least 1p on a credit card.
"Buy something costing £100.01 to £30,000 and pay for any of it, even a penny, on a credit card, and the card firm is jointly liable with the retailer for the WHOLE amount. So if you can, put at least some of it on a credit card (paid off IN FULL to avoid interest).
"Then if the retailer goes bust, won't play fair with faulty items, or you buy abroad and can't take the item back, you can go to the card firm." In another of his tips, the Money Saving Expert warned that you DON'T have a legal right to change your mind & return store-bought goods - even if it's the wrong colour or size.
He said: "If you buy something in store (not online), shops are under no legal obligation to take your goods back unless they're faulty. So if you buy something in a hurry thinking you can always return it later, beware you may not have that choice."
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