Finance guru Martin Lewis has warned people who are thinking of taking out a credit card about what shows up on their reports.
Nearly every time you apply for a credit card or a loan, a note is made on your credit report. If you apply for many different ones too close together, you might be seen as "risky" in the eyes of lenders.
The assumption might be made that you're struggling for money if you do this, and so before you apply for anything, the Money Saving Expert has suggested taking an extra step that eliminates the problem.
