Money expert Martin Lewis has shared a travel mistake that thousands of people make that causes his heart to sink every single time.
After several years when going on holiday was made difficult due to the pandemic, the travel industry is hoping that holidaymakers will be busy booking trips in January. The Mirror reports that many will be looking for a boost of serotonin during this busy and long month - and booking a trip away could do just that.
One thing that Martin Lewis is sure of is the holiday booking mistake people always seem to make. The expert has said that his "heart sinks" when he hears of people leaving their travel insurance arrangements until after they have booked the holiday and made reservations.
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In a recent newsletter, the financial guru wrote: "Each spring without fail, someone asks me a heart-breaking question.
“Usually they've been diagnosed with cancer or another serious condition that needs long-term treatment, and they won't be able to go on their summer holiday.
"Yet the airline won't refund them – within its rights as the ticket is not faulty.
"I say, 'that's what travel insurance is for'. Sometimes though, they tell me they haven't got round to getting it yet.
"My heart sinks as I have to tell them there's no recourse. Half the point of the cover is to protect you if things happen that stop you going, so get it ASAB – As Soon As you Book."
Martin Lewis also added that people should ensure they have a valid European Health Insurance Card (EHIC) or its replacement, the Global Health Insurance Card (GHIC) before they jet off somewhere sunny.
This card will allow you to get free medical care in state hospitals and GPs in the EU or Switzerland for the same cost as locals. These cards are super handy to have in case of emergency, accident or possible illness while abroad.
There are two main benefits of travel insurance:
cancellation
medical emergency cover
However, there are many other policies that cover you for lost or damaged luggage, gadgets, and a whole array of other options.
Buying a policy that covers everything could be counterproductive if it includes issues that won't be relevant to you, and you could end up overpaying for a policy that you don't need.
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