Martin Lewis has shared ten things you should do now to help you survive the cost of living crisis after April brought in a raft of bill increases.
The big one is energy bills. The energy price cap, which limits how much households can be charged for each unit of gas and electricity, has risen by £693 for those on a default tariff who pay by direct debit.
Council tax bills have also risen by 3.5% on average for a Band D home, while water bills have gone up too, along with broadband, mobile and some mortgage payments.
The Consumer Prices Index (CPI) rate of inflation has just surged to 6.2% which means we're all paying more for goods and is expected to keep on rising this year.
On top of rising bills, workers will pay more in National Insurance from today as a 1.25 percentage point increase to how much tax you pay comes into effect.
To help households with rising bills, Martin Lewis and the MoneySavingExpert website has shared 90 ways to survive the cost of living crisis - here are their top ten tips...
1. Keep yourself warm
It may seem obvious, but every little really does help right now with energy bills rising at an eye-watering rate.
Many of us will be looking for ways to stay warm without turning the heating on.
Are you worried about affording your bills? Let us know: mirror.money.saving@mirror.co.uk
For example, MSE suggests you could use a hot water bottle, wear more layers of clothes, or always make sure you wear socks if you're feeling the cold on your feet.
"This is a guide I really wish we needn’t be publishing..." said Martin.
"We’re trying to help provide some options and information for those that may need to drastically cut down on energy usage due to financial desperation."
2. Claim Pension Credit
Pension Credit is a benefit that tops up the incomes of retirees - but thousands of eligible people don't realise they can claim it.
The amount you get varies depending on factors like whether you have a partner, are disabled or care for young children.
Pension Credit is due to rise next week, along with other benefits, and the most you will be able to claim is up to £182.60 if you're single, or £278.70 if you're in a couple.
As well as topping up your income, Pension Credit also opens up your eligibility to council tax discounts, free TV licences for over-75s and more.
3. Fix it, don't throw it
Broken phone or microwave? Instead of spending money on buying brand new, check if you can repair it and save cash.
MSE says it is worth seeing if you have a local Repair Cafe nearby. They're sometimes only held monthly.
They are free to use, but volunteers will appreciate a donation of what you can afford.
As well as fixing up what you already have, you'll save on your gadget being sent to the landfill - so it's better for the planet as well.
4. Cut your mobile and broadband bill
MoneySavingExpert estimates 16million people are out of contract on mobile and broadband bills.
If this is you, do a quick comparison and check if you can get a better deal elsewhere. Always make sure you compare against your current broadband speed or mobile package.
If you can do with a slower speed, or less calls and texts, you'll make a saving by searching for a package that offers slightly less than you're on now.
Don't want to leave your current provider? Try haggling them down by flagging a cheaper deal that you've seen elsewhere.
5. Cheap broadband for those on benefits
If you're on a lower income, claiming benefits, or looking for work, you may be eligible for a cheap social tariff broadband package.
For example, TalkTalk offers just broadband (no phone line) for free for six months if you're a jobseeker or claim Universal Credit and don't have an internet connection.
You'll need to speak to your JobCentre to see if you can apply.
BT has a Home Essentials package which costs £15 a month (£9.99) with 36Mb average speeds for those who claim certain benefits, while Virgin also has an Essentials package for the same price with 15Mb speeds.
6. Check if you're being underpaid
MSE says half a million minimum wage employees don't realise they've been underpaid - so check if you're being paid the right amount.
This is largely down to some people having unpaid working times, or having to buy things to do their job.
The National Living Wage for over-23s has just increased to £9.50, while the hourly rate for earners aged 21-22 has risen to £9.18 an hour.
Those aged 18-20 should now be paid £6.83 an hour as a minimum, while it's £4.81 for 16-17 year olds and £4.81 for an apprentice.
7. Speak to your council
Talk to your council or local authority to see if you're eligible for help through the Household Support Fund.
Funding for this has just doubled from £500million to £1billion - but the support you might be able to get is a bit of a postcode lottery.
The money is dished out by councils and the help you can get varies depending on where you live, as well as your personal situation.
You may be able to get free cash and vouchers to help with heating or your food shop, but again, the it depends on your local authority.
8. Claim free period products
If you can't afford period products, your council may also be able to help with free reusable pads and pants.
Check your council website to see what they help might be available.
Elsewhere, all Morrisons shops now have a "Package for Sandy" scheme available where you can discretely ask for free period products.
Ask for a "Package for Sandy" at any Morrisons customer service desk.
9. Look out for £150 council tax rebate
Homes in council tax bands A, B, C or D in England and Wales - roughly 80% of properties - will automatically receive a £150 council tax rebate from this month.
Scotland residents will also be entitled to £150 off if they are in bands A to D - but they're also qualify if they're currently getting a council tax reduction as well.
For those who pay by Direct Debit, councils will use the details they have for you in their system to send the money directly to your bank account.
If you don't pay by Direct Debit, your local authority should invite you to put in a claim.
10. Ask for help through a discretionary fund
If you're struggling to pay your council tax bill, but you're not eligible for the £150 rebate, you may be able to claim support through a separate £144million pot going to councils.
Each council decides who is entitled to the funding, and what help you could get, so speak to your local authority for more information.
We've got more ways to lower your council tax bill here.
