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Wales Online
Wales Online
Lifestyle
Sam Barker & Angharad Thomas

Martin Lewis says anyone over 45 can increase their state pension by thousands of pounds with a simple National Insurance check

Martin Lewis urges anyone aged 45 to 70 to find out if they can boost their state pension up to £5,800, but tells them to act quickly as this perk of the scheme ends in April 2023.

On ITV's The Martin Lewis Money Show, he said: "If you're aged 45 to 70 you need to check ASAP if you can boost your state pension." The MoneySavingExpert shared that the top-up is available to those on the new state pension that was brought into place on April 6, 2016. He also explained that the amount of state pension you get depends on how many years you have paid National Insurance (NI).

Martin states that to get the full amount of £185.15 a week you need around 35 years of NI payments. However, if people are missing years of NI, due to being abroad or on low incomes, they won't be eligible for the full new state pension. Martin urged people to check their state pension on the gov.uk website, including their NI record, as it will show if you are missing any NI years.

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