Getting a mortgage has arguably never felt trickier than it does in 2024. Not only are house prices sky high (never mind the fact that wages haven’t risen to meet them), but interest rates have also sky-rocketed recently, and British housing stock is seriously diminished.
Then of course – if you feel financially able to stump up the cost of a deposit – and to afford the monthly mortgage payments, there are all the other hoops to jump through and potential issues to consider when applying for a mortgage.
