Martin Lewis has offered some important advice over pensions to anyone aged between 45 and 70.
The consumer expert issued the advice on ITV's Good Morning Britain during the new Wallet Wednesdays segment. He has urged people to take action with their pensions before April 5.
Claimants must fill out gaps in their National Insurance contributions (NIC) or face losing thousands of pounds. People aged between the age of 45 and 70, who will receive the new state pension, can backdate any gaps to 2006.
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However, after the start of the new tax year on April 5, claimants will only be able to fill in NIC gaps from the past six years. It is now just under a week to the deadline and Martin reiterated the advice to a viewer named Rachel on GMB, reports the Liverpool Echo.
The viewer said she had enough state pension credits for a full pension, but some of the years weren't full - and questioned whether she needed to top these up. Martin urged anyone in a similar position between the ages of 45 to 70 to follow these steps.
He said: "Go on to gov.uk. The first thing you can do is check are you missing any national insurance years? You can do that on gov.uk on its National Insurance page. If you are, you then go to your state pension forecast, unless you are already getting your pension when you should know.
"That will tell you whether you're likely to get a full state pension. If you've got missing years and you're not likely to have a full state pension then you need to consider whether you should buy those years."
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