
Many ambitious young adults save their money and put it to work in various investments. Financial discipline will give you more choices later in life, but some people feel like they can't enjoy any of their money in their 20s.
A 23-year-old finds himself in this situation despite earning $25,000 per month after taxes. He has a girlfriend and is planning to propose to her before he turns 25. He's even debt-free, excluding a $1,000 monthly payment for his Hyundai Santa Fe. Those payments end in 2028.