Major US banks will run different schedules on Monday, 12 October 2026, for Columbus Day, with Bank of America, Wells Fargo and several other large institutions closing branches while Chase and TD Bank plan to remain open. Customers will still be able to access digital banking services, but some payments and transfers may not clear until the next business day.
For context, Columbus Day is a US federal holiday and a Federal Reserve holiday. The Federal Reserve observes the holiday on Monday, 12 October, and several of its payment services will follow holiday schedules.