Loud Budgeting is a trend originating on TikTok that encourages its proponents to be vocal (that’s the Loud part) about saying “no” to spending money on going out, shopping, or other expenses (that’s the Budgeting part). The concept is credited to Lukas Battle, and on the plus side, it gives people who want to prioritize saving money a trendy way to decline peer pressure to spend. On the downside, if one gets preachy about their loud budgeting, it could become a way to shame others for their spending or unhealthy competition on who can save the most.
In the workplace, there are multiple temptations to spend more money than you may intend. Eating lunch outside is more expensive than brown bagging it. Using the lunch hour to go shopping could lead to overbuying. Contributing to the office pool adds up – e.g., a baby shower gift, ticket to a colleague’s fundraiser, Girl Scout cookies from yet another colleague who you didn’t even realize had kids!
