
No one wants to think about it, but it’s important to have a plan for when your spouse dies. Trust me, as someone who lost their father early in life, the fallout can be catastrophic. The moves you make within the first 90 days are critical. Three months is hardly any time when you are dealing with grief. The emotional fog has barely lifted. But bills still come alone, accounts freeze unexpectedly, and the benefits you counted on could suddenly change. Taking a few strategic steps in the beginning can help you prevent costly mistakes and protect the assets you and your spouse built together. That said, here are the seven money moves that will safeguard your future as you navigate this difficult time.