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Fortune
Fortune
Kaitlyn Koterbski

Looking for an auto policy? Here’s what it might cover

Photo illustration of a red car with three magnifying glasses checking it over. (Credit: Photo illustration by Victoria Ellis/Fortune; Original photos by Getty Images (2))

Buying a car that fits your budget and needs is a big deal. But there's another big decision you'll have to make in tandem with that: getting your car insured to protect yourself and your loved ones in the case of an accident. 

There are several car insurance coverage types to consider, which gives you the freedom to choose a highly personalized policy—but it shouldn’t be complex. Understanding the basic features of common policies will ensure you’re meeting your state and lender’s minimum coverage requirements while protecting yourself from unexpected costs associated with car accidents. 

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