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Kiplinger
Kiplinger
Business
Dori Zinn

Lock or Float? How to Decide on Your Mortgage Rate

Interest Rates
A house floating in a bubble.

When buying a home, securing the lowest interest rate available means you won’t have to pay more than necessary on top of your principal balance. But interest rates change constantly — sometimes multiple times a day.

These changes could mean the rate you secure today may not be the lowest rate on the market before you close on your new home.

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