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International Business Times UK

Business

Jim Manzon

List of Banks Closed on MLK Day Including Chase, Bank of America, and Wells Fargo — Why It Matters for Your Paycheck and Payments

Wells Fargo the Federal Reserve

ATMs and online banking remain available, but transactions will be processed on Tuesday. (PHOTO: Ali Mkumbwa/Unsplash)

If your usual payday falls on a Monday, you may need to wait an extra day to access your wages this week.

Martin Luther King Jr. Day falls on Monday, 19 January 2026, resulting in the closure of the Federal Reserve and the Automated Clearing House (ACH) network for 24 hours. As a result, direct deposits, wire transfers, and electronic bill payments across the country will be frozen until Tuesday morning.

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