July 22 Social Security Payments: Who Gets Paid, Why Some Checks Could Be $0

Millions on Social Security face $0 cheques on 22 July under a little-known earnings rule. (Credit: US Government/wikimedia commons)

Millions of Americans due a Social Security payment on Wednesday 22 July will not all see money land in their accounts, with some early claimers who are still working facing cheques reduced to $0 under a little-known rule.

While the Social Security Administration's payment schedule means the final group of July beneficiaries is set to be paid, some retirees who claimed benefits early while continuing to work could receive no payment because of a rule many Americans do not realise exists.