‘It used to weigh me down’: UK readers on why they do or don’t carry a wallet

While 80% of UK adults admit they still own a wallet, on 48% say they use theirs, according recent research. Photograph: Guerilla/Alamy

Fewer than half of British adults now carry a physical wallet, according to recent research, with many carrying payment cards on their phones or smartwatches instead.

But while digital wallets such as Apple Pay or Google Pay are the default payment method among generation Z and millennials, many people over the age of 44 still rely on physical debit and credit cards.