
Question 1. I am 28 and really just starting to focus on money. I have about $46K in HECS debt but nothing else. I earn about $57K a year and have been trying to save for a house and pay down this HECS.
However, with everything going in as it is – is it better to put into super when I can? I’m confused on the rules but know it’s also a lot less than what it should be due to not working until a few years ago (study and health reasons).