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Kiplinger
Kiplinger
Business
Paige Cerulli

Is Your Smartphone Making Your Car Insurance More Expensive?

Woman looking at her phone while parked in a car. .

Car insurance companies have been offering drivers ways to lower their car insurance premiums by using apps. These programs typically involve downloading an app that tracks your driving habits or mileage, with insurers promising potential discounts in exchange for the data collected.

But some drivers have been surprised to learn that unrelated apps are also collecting and sharing driving data, sometimes resulting in higher insurance rates. Even navigation, shopping and weather apps can track movement patterns that may be linked to driving behavior.

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