Have you ever received a postcard or call inviting you to a “free lunch” seminar about retirement planning, investing, or annuities? These events are everywhere, especially for folks nearing retirement. They promise a gourmet meal and “insider” financial tips, all at no cost. But is that free lunch seminar really just a high-pressure sales pitch in disguise? Understanding what’s really going on can help you protect your savings and make smarter choices about your financial future.
Let’s break down why these seminars often aren’t as generous—or harmless—as they seem. If you’re wondering whether to RSVP, here’s what to watch for before you accept the invitation and what you should know to avoid costly mistakes.
