Is my money safe in the wake of two big bank failures? A consumer guide to what you need to know.

A pedestrian with an umbrella walks past a Silicon Valley Bank Private branch in San Francisco before the bank failed. (Jeff Chiu / AP)

The failures of Silicon Valley Bank and Signature Bank — which catered mostly to the tech industry and were the second- and third-biggest bank failures in U.S. history — have some people worried about their money.

Is there any reason you should be worried about bank failures? And what can you do to protect yourself?