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Kiplinger
Kiplinger
Business
Barry H. Spencer, Registered Investment Adviser

Is Market Risk Holding Your Retirement Nest Egg Hostage?

Suzanne Social Security Kiplinger
A man holds a wad of cash out of reach of two other people, only their hands showing.

Much of financial planning is based on this concept: Put your money to work in a basket of diversified investments, add to it and let compounding interest do its work. That is the resounding message told to all people, whether they’re 20, 40, 60 or 70.

But two critical ingredients are needed to make that concept work:

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