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Kiplinger
Kiplinger
Business
Deana Healy, CFP®

Is Lifestyle Creep Delaying Your Retirement Timeline? Here's How to Enjoy Life Now Without Paying for It Later, From a Financial Planner

(Image credit: Getty Images)

Many financial decisions come down to one core question: How do you enjoy life today without limiting your options for the future?

That balance often shows up in everyday choices — the vacations you plan, the conveniences you invest in, the home updates you take on and the milestones you want to celebrate. These decisions reflect your values and the life you're building, but each carries a trade-off.

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