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Kiplinger
Kiplinger
Business
Donna LeValley

IRA, SIMPLE and SEP Rules at a Glance: Contribution Limits, Income Limits and Rollover Options for 2025 and 2026

Savings.

Did you max out your 2025 IRA contribution limit? If not, plan carefully to get the most out of your retirement accounts. You still have until April 15, 2026, to make a contribution to your Roth and traditional IRAs for 2025 before you start using your 2026 limit. Read on for 2025 and 2026 contribution limits.

IRAs have become even more valuable tools for retirement savings in the years since employers began moving away from traditional pensions. As companies shifted to defined contribution plans such as 401(k)s, workers needed new ways to save for their future, increasing the importance of savings opportunities outside the scope of employment.

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