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Fei Huang, Associate professor, UNSW

Insurers have a lot of data about us. Where do they get it, and how do they use it?

Deagreez/Getty

How much does your insurer really know about you? It could be more than just what’s on your application form for the policy.

Insurers have long been allowed to use what they know about us to charge different prices for the same level of cover, albeit within some tight rules.

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