Insurance rates could climb for some Texas coastal homeowners, businesses

Fallen tree branches obscure a house on July 12 in Houston's Fifth Ward. Hurricane Beryl caused multi-day long outages in the area. (Credit: Olivia Anderson/The Texas Tribune)

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The Texas Windstorm Insurance Association, the state’s insurer of last resort for homes and businesses on the Gulf Coast, will consider raising rates as climate change increases the chances of more severe storms and damages become more costly.