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Kiplinger
Kiplinger
Business
Lisa Gerstner

I Wrote About Credit Cards for Years: Here's My Credit Card Rewards Strategy

A woman sitting on her sofa smiles as she looks at her credit card and holds a tablet.

Before I became editor of Kiplinger Personal Finance Magazine, I spent many years writing about credit card rewards, and it was one of my favorite topics to cover. I enjoyed tracking the newest offers from issuers and gauging whether various cards were worthy of consideration.

My time on the credit card beat also informed my own strategy as a rewards card user. I charge most purchases on a card that has no annual fee and offers 2% cash back on all spending. (And, practicing what we at Kiplinger preach, I don’t charge more on it than I can afford to pay off each month.)

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