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The Independent UK

Nicole Wootton-Cane

‘I work as a doctor in the NHS – I’ll never be able to pay back my student loan’

When Arthur Joustra took out a student loan to allow him to study medicine, he believed it was an investment he’d be able to pay off as he embarked on his career as a doctor.

He graduated in 2022 with a loan debt of around £65,000. By April 2024, the debt had grown to £70,177.83. In the year leading up to April 2025, he paid over £3,000 back – but finished the year with a debt of £72,320.58.

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