These are a set of queries raised by ET Wealth readers, which have been answered by our panel of experts.
I am 42 and have been investing through SIPs for over a decade. My mutual fund portfolio has grown to Rs 1.2 crore, with 90% invested in equity funds. I will need Rs 30 lakh in three years to fund my child’s higher education. When should I start moving this money to safer investments, and what is the best way to do it?