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Fortune

Cassie Bottorff

I’ve been using YNAB to budget for more than a decade. Here are the biggest pros and cons of this cult favorite budgeting platform

A smiling couple looks at a laptop as they pay their bills (Credit: Getty Images)

If you’ve ever searched on Google for the best budget software, chances are you’ve run across YNAB and its legions of passionate fans. The app has been around for more than 20 years now, first as a software download and later as a cloud-based subscription.

If you’re wondering if the hype is real, I can report that YNAB is worth all the fuss.

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