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Benzinga

Business

Caroline Lubinsky

I'm Thinking About Buying an Annuity—If I Invest $250,000, How Much Cash Can I Expect To Get Each Month in Retirement?

Annuity,Contract,Paperwork,And,Currency,On,Desk,,Personal,Finance

If you're nearing retirement and thinking about turning your savings into guaranteed monthly income, a $250,000 annuity might seem like a smart move.

An annuity is a financial contract you buy from an insurance company. In exchange for a lump-sum payment, they agree to send you regular monthly income—either starting now or later. Some annuities offer fixed payouts. Others depend on market performance.

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