‘We use hot-water bottles in the evening’
Most of primary school teacher Kate Locke’s salary goes on her rent – and in the last month, that’s gone up by 10%. Combined with the rising costs of food and energy, Locke, 39, is increasingly worried about money. “By end of month I’m in my overdraft, I haven’t been able to save anything – there’s no stability,” Locke, who lives in Reading, says.