
My best workout weeks are the ones when I write in my calendar what I'm going to do that morning. Monday is a 3-mile run. Tuesday is plyometrics. The point is that there is a plan, and if I write it down, I almost always follow it.
The great irony of financial "plans" is that they are the only plan I have come across that isn't actually a plan. In fact, a plan tells you, "Do this, then do that."