I'm a Financial Adviser: This Could be the Single Biggest Threat to an Otherwise Solid Retirement Plan

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Let's say you and I were heading out for a walk. I mention that there's a 70% chance of rain. If you're like most people, you'd grab an umbrella. There might be a 30% chance that clouds hold off, but most people aren't willing to gamble.

Yet, when it comes to long-term care, many people do exactly that.