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Kiplinger
Kiplinger
Business
Jeremy Keil, CFP®, CFA®, CKA®

I'm a Financial Adviser: Here's How to Earn a Fistful of Interest on Your Cash in 2026 (Just Watch Out for the Taxes)

Kiplinger US Federal Reserve
(Image credit: Getty Images)

Most Americans are keeping their cash in the wrong place — and they are paying for it in lost interest.

With more than $18 trillion in bank deposits right now and an average savings account rate of 0.4%, Americans are missing out on billions of dollars of interest they deserve.

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