A mum "manifests" second-hand charity shop bargains like Louis Vuitton and Chanel bags for less than £5 - saving more than £20k. Francesca Ramsden, 33, has always loved a bargain and started charity shopping with her parents.
She says being nifty allows her to spend her cash on making memories and family holidays. The mum-of-two prides herself on buying 99% of her wardrobe second-hand and the majority of her kid's clothes are pre-loved.
Francesca says the key to grabbing a bargain is to go to the charity shop as much as possible, look for "stashed" items in the children and menswear areas and fix up broken garments. She recommends going to towns and cities in the north and to less affluent areas for better deals.