I'm 52, make $210K a year and heard I may lose a 401(k) tax break in 2026. Should I max out my 401(k) anyway?

A man in his 50s sits at the kitchen table, looking thoughtfully at his laptop, which rests on his briefcase. .

Question: I'm 52, make $210K a year and heard I may lose a 401(k) tax break in 2026. Should I still max out my 401(k) as I had planned?

Answer: The more money you're able to sock away in your 401(k), the more financial flexibility you might enjoy in retirement. And whether you're on track with your savings or trying to make up for lost time, you may be eager to take advantage of your plan's catch-up contributions, which are available to savers ages 50 and over.