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The Guardian - UK
The Guardian - UK
Politics
Amelia Gentleman

‘I have £7 in my bank account’: how the two-child benefit cap changed Britain

Graphic showing a mother and child hugging while a money falls out of a wallet to pay for school clothes.
There are almost 1.6 million children in 440,000 families made poorer by the two-child limit policy (posed by models). Composite: Guardian Design; Getty Images

The news that rich donors have bought thousands of pounds’ worth of clothes for the prime minister and the chancellor has a particular sting for Saira. The single mother of three girls, aged from five to 17, she has been struggling to clothe them this month because of the two-child benefit limit, the rule that means most benefit recipients don’t get extra universal credit payments for third and subsequent children. Labour has so far chosen not to repeal this austerity-era initiative, which the Conservatives introduced in 2017.

In early September, with a new school term starting, Saira bought a waterproof coat for each of the girls (£150 in total), two sets of school uniforms and a PE kit each for the two younger ones, plus one pair of school shoes and one pair of trainers each. She took out an advance budgeting loan from the benefits office and spent well over £400.

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