It’s 4am in Stockport and the town feels still. Sunlight is yet to peek over the rows of terraced homes and one street is eerily quiet, the silence only broken by the buzz of electric wires.
While most people are asleep, Danny Cheetham is wide awake. It’s payday and his salary is about to land in his bank account. Less than three hours later, every single penny has been gambled away.
“On the way to work, I’d be applying for payday loans,” the 33-year-old told the Manchester Evening News . “I thought the only way to clear the payday debt was by making another bet.