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GOBankingRates
Nicole Spector

I Asked ChatGPT Where Middle-Class Families Should Live in 2026 To Stretch Their Incomes

iStock / iStock

Based on the most recent U.S. Census Bureau data and the Pew Research Center, the median household income is $74,580. And that’s gross income, meaning it’s how much you get paid before taxes are withdrawn. 

Discover More: I Asked ChatGPT How Much Emergency Cash I Really Need in 2026

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