
Most retirement budgets assume you’re pinching pennies. But what if you saved well and want to actually enjoy retirement? I asked ChatGPT to map out a $100,000-per-year retirement budget for someone who wants comfort without being wasteful. The artificial intelligence’s breakdown was thorough and felt fairly realistic.
The chatbot designed a monthly spending plan, calculated how much you’d need saved and identified the best places to live on this income level. According to ChatGPT, here’s what a six-figure retirement actually looks like.