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GOBankingRates
GOBankingRates
Laura Beck

I Asked ChatGPT To Pick My 2026 Investment Portfolio — Then Had a Wealth Manager Review the Picks

Phynart Studio / Getty Images

We asked ChatGPT to create a diversified portfolio for a 40-year-old investor with 20 to 25 years until retirement. Building an investment portfolio requires balancing growth potential with risk management, but generic allocation models might miss opportunities for optimization based on current market conditions and asset correlations.

Never fear, an expert is here to review the artificially intelligent (AI) chatbot’s work and let us know what works — and what doesn’t. Thomas Brock, chartered financial analyst (CFA) and certified public accountant (CPA) and financial reviewer at Annuity.org, reviewed the AI’s picks and recommended some modifications.

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