
GOBankingRates asked ChatGPT this intentionally vague query: “Where’s the worst place in the U.S. for a middle-class household to live?”
It replied with a precise answer that included a “worst” city and four runners-up. Introducing its answer, the AI summarized its criteria: “The ‘worst’ place in the U.S. for a middle-class household to live depends on how you define ‘worst’ — but if we’re talking about cost of living relative to income, tax burden, housing affordability, and quality of life, a few places consistently rank as extremely difficult for middle-class families.”