So, I got a little carried away with my holiday spending. I couldn’t resist finding just one more perfect gift for someone I love. And I brought a host gift with the most to every holiday shindig. To say that my wallet is unhappy with me would be an understatement. I need to start the new year back in the good graces of my budget.
I’m hardly alone: A survey conducted by Talker Research and commissioned by Beyond Finance indicated that only half of respondents created a holiday budget this season, and of those, 64% already have overspent or expect to. What should we do?
